After I bought my home, I thought the hell with good credit. I don’t need it anymore I have a house. So when I had a medical emergency a year and a half ago and the hospital sent me an incorrect bill, I didn’t fight it. Or more precisely, I didn’t take the time to call the hospital and give them the correct information. Herego, they sent my bill to collections. No biggy, I thought. Especially, since it’s a hospital bill and lending agencies don’t usually look down on medical bills. But I’m getting smarter. Credit is very important, it’s a sign of character. And more importantly, a bad credit score is an excuse to make money off me by charging absurdly high interest rates. Well, today I called and gave the hospital my correct insurance information. Hopefully, it’s not too late and I can work on getting the delinquency of my credit report. I think I’ll also call and pay the delinquent C.ingular (Now AT.&T) account that I don’t feel like I’m responsible for since I canceled before thirty days was up and I returned the phone.
All of this could have been solved by a couple of phone calls, but I hate customer service reps. But today all of the reps have been nice and helpful, making me feel even stupider for not calling and taking care of things a long time ago.
No comments:
Post a Comment