Ladies and Gents, I am posting from my new ultralight, laptop with sound. With sound. I went to utube and got to hear some music. GASP! I can sit it on my lap and it doesn't burn. I can carry it in my bag and act like it's a book. It's doesn't make lots of noise like my dell. I could go on and on and on and on. Sigh. I'm out $300 but you will hear no complaining from me.
BTW, it's an Everex. I had never heard of it before, but i googled it to find mixed reviews. It's less than a year old with Windows Vista. It didn't come with a lot of software but I just needed for writing and blogging and so far it's working out nicely.
Friday, October 31, 2008
Wednesday, October 29, 2008
New Old Laptop???
Well I told you I’ve been looking for a laptop, right? Well a guy is selling one at work. For $300 and it’s ultra portable. It’s less than a year old but it’s a generic brand. However, I hope to buy a Mac in a year (or whenever this one bites the dust, per PF rules! LOL). This works out because my sis owes me some money and she’s giving it to me today. So assuming I like it, I’ll have a new, lightweight laptop, with sound and a dvd writer and technically, I didn’t have to touch my efund to get it. YEAH!!!!!!!
Tuesday, October 28, 2008
Facing Fear
I am the book fair chair person for my son’s school. I’m scared. What am I scared of? failure and being judged and being unprepared. Fear can immobilize, so by doing nothing I am ensuring that I will be underprepared. So I’m going to face this fear with my arms wide open and get started.
Monday, October 27, 2008
No Mac for Me
Friday I took my PE test for the second time. It was just as hard as the first time, except I knew a lot more. Did I know enough to pass? I have no idea, but i do know I studied my ass off. As a treat, i was thinking of buying a new laptop. I wanted to try out the MacBook, but that sucker is $1,299. and that's without a warranty or anything extra. I was so tempted to buy it on the spot, but I walked away. I still have to pay for school and I ain't about to touch my efund. Maybe if Istart making money blogging, like I'm supposed to do, I'll finally have enough money to buy one. Until then I'm stuck with my four year old, clunkly, dell that has no sound. But I've been working on it all day with no problems, so I can't complain.
Friday, October 03, 2008
Represent
I am being challenged this week. God is calling me out to be a leader. Atleast that is what it feels like.
I completed a survey from Ant’s school and somehow I’m the chair of his book fair. I could do the minimum, or I could put myself out there, risk failure, and try to do more than the minimum. Hmm…. The fear of failure is a bitch. But I’m gonna risk it.
Setting up for the book fair is going to be a precursor to the life groups I plan to host, once I take and pass my exam.
I received a letter to attend a career day at a school. I don’t want to go. Last year I was hella nervous and it was not fun. But once again, I gotta represent. I gotta be seen. I gotta stand out from the crowd.
Maya also has Saturday school once a month where parents are allowed to attend. I don’t want to go. I want to recede in my shell and act like I don’t exist. I just want to drop her off and pick her like a regular parent. But once again, I gotta be seen. The teacher’s at that school need to know I’m there for my child. I gotta represent, I gotta be seen. I have to show my child how to represent.
I gotta get out there and show the world Black, educated children of welfare do exist.
I’m going to expect great things.
“Think like a queen. A queen is not afraid to fail. Failure is another steppingstone to greatness.” --Oprah Winfrey
Wednesday, October 01, 2008
Net Worth Statement: October 2008
| Credit Score | 681 | 683 | ||
| Assets | September | October | Difference | % change |
| Cash Accts. | $4,600.00 | $7,300.00 | $2,700.00 | 58.70% |
| Home | $124,500.00 | $124,500.00 | $0.00 | 0.00% |
| Rental | $72,348.00 | $72,348.00 | $0.00 | 0.00% |
| 401k | $4,038.45 | $3,560.07 | -$478.38 | -11.85% |
| 529 | $250.00 | $299.00 | $49.00 | 19.60% |
| Roth | $1,000.00 | $1,025.00 | $25.00 | 2.50% |
| Misc (Car, etc) | $7,000.00 | $7,000.00 | $0.00 | 0.00% |
| Total Assets | $213,736.45 | $216,032.07 | $2,295.62 | 1.07% |
| Liabilities | September | October | Difference | % change |
| CC | $0.00 | $824.00 | $824.00 | #DIV/0! |
| Home | $97,770.00 | $97,432.36 | -$337.64 | -0.35% |
| Rental | $66,540.00 | $66,500.00 | -$40.00 | -0.06% |
| HELOC | $9,050.00 | $9,076.00 | $26.00 | 0.29% |
| Student Loans | $54,249.04 | $54,181.02 | -$68.02 | -0.13% |
| Total Liabilities | $227,609.04 | $228,013.38 | $404.34 | 0.18% |
| Net Worth | -$13,872.59 | -$11,981.31 | $1,891.28 | 13.63% |
My networth increased by $1,800 dollars HA! But that’s because this is the first of the month as opposed to the middle of the month when I usually calculate my net worth. Now I have a reason to do this early in the month!
Cash Accounts: There is a big increase because I haven’t paid my bills yet.
Credit Cards: I haven’t paid my cc bills yet. Usually by the time I post my net worth they are already paid.
Home: Nothing new.
Roth: I’ve cut back on my Roth to focus on my Emergency Fund.
Efund: Is at $2,100. $1,500 to reach my efund goal. It’s gonna be close.
Investments: My Roth Account remains steady because it is in a money market account. Thank God! I wanted to keep it fixed with no risk since it is part of my efund. I am so happy I did that. But now everything is so low and I’m thinking about buying some low risk CHEAP bonds, but a sister shouldn’t play with her efund. So I’m gonna try to resist the urge.
401k: my 401K took a big hit, but my 529 has increased. I wonder what’s up with that. When the market was stable the value was going down. The market is horrible and it’s going up. I need to look at the holdings. I didn’t do much research on the fund. I just picked one according to my daughter’s age.
Summary: the summer is over and I’m back in the game. I wonder if I can get over -$9,000 before the year is up.
Subscribe to:
Posts (Atom)
