So What Did I this Month To Save/Lose Money

I had a big list of things in my head of all the things I did this month to save money. I've forgotten most of them but here are some:

Instead of buying Sunsilk conditioner at $2.96. I bought Suave for $0.94. and there really isn't a noticiable difference.

I usually buy Suave Shea butter body wash one for my duagther and one for me. This time I bought 1 big bottle of Ivory and split the body wash between thetwo of us by reusing our old bodywash bottles.

biggest difference was going to the public library to buy books instead of going to Amazon.com. I feel like I have to possess/buy every book I read.

How did I lose money. Too many to name but i'll try/

Overdraft charges. don't ask. I should lose my pf license. but wait i don't have one. so if there are any newbies reading my blog don't do waht i do.

Finance charges from CC. tsk tsk.

Those were my major losers. I will do better. I will do better.

Lesson's Learned

This is going to be an admittedly weird post, but few read my blog so it make me feel a little more confident about posting it.

I rememeber I really started tithing when I was looking for a house three years ago. God revialed to me that I needed to start tithing before he would bless me with a house. So I’ve been tithing. I’ve never had an overdraft fee since I've been tithing. That was one of his promises he made: I will always provide. And this is the first month in three years that I haven’t tithed. And this is the first month in three years that I’ve had overdraft fees

So he has revealed to me that I do still have to tithe. Paying a portion of my mother’s house payment is not good enough. I need to atleast pay some type of tithe.

Learning experiences.

What I'm reading

Weekly Goal Statement

Weekly Goals:

Study 10 hours for PE exam.
Exercise for 2 hours (I did really bad last week)
Write 8,000 Words
Work on Blog profitability

Affirmative Action

So today I went to my alma mater for an engineering career fair with one of the top administrative assistants of my agency. So this is what I learned:

1. I was asked to go because I was Black and female. They are looking to recruit other minitories and females.
2. Every year state agencies have to do a report on affirmative action. The number of minorities working for the agency must be proportionate to the state's demographics.
3. Not only do they look at the proportion of minorities they look at the amount of minorities in proffessional positions. I.e. engineering and environmental scientists. Not just secretaries.
4. Middle Easterners do not count as minorities. That is, a guy from Banglesdesh or a woman from Iran would be considered White.
5. She told me that I could potentially get a lot of management positions simply because I am Black and female. and I could potentially manage other sections besides Engineering. Which is good because there is no chance of an engineering managment position opening up within the next 10 to 20 years.
6. Then she made sure to add that being a minority or a woman will not get you the job. they always hire the most qualified for the position but being a minorty and or woman will help get you the interview.

Hmm, that was some interesting stuff. Because for one, I was wondering why she asked me to go but I thought it would be rude to ask.

In April of next year, I will take my proffessioanl engineering exam. I can't get my promotion until I pass it. I will get $500 dollars more a month. Woohoo. but pretty much after that I'll only have one more chance for promotion before I hit the ceiling. Then whether I want to or not I would have to go look for another job and leave my comfort zone. But now I can apply for management postions. Hmmm...

So how does it feel to be told that I have my job because I am Black and female? I don't know. I know that I do this job just as well as most anyone else could. So, I will accept what she said "being Black and female won't guarantee you the job." And I refuse to think that I am less intelligent or deserving to have a job than the next guy.

House Update

Glory and Money Monk, thanks for the advice but I am going ahead and taking the risk and getting the house for my mom. We are cutting my sister out of the deal. So it will be up to my mom, me and my mom's boyfriend. They've been together for the past five years so he maybe dependable but if for some reason he proves to be undependable we can pay for his part.

I have looked at both sides but there is risk and I am putting myself out there. But in the long term, I believe it will work out. It's just the short term I have to worry about. And I have been wrong before (but that is mostly with men. Usually financially I'm not that bad.)

But all the more reason for me to stick to my budget and have financial goals. and lord I still have a lot of basic financial goals I have to get out of the way. So i could definitely be putting my money to better use. Tsk, tsk.

But the decision has already be made and if it doesn't work out. People can say I told you so and I will learn from my experience.

But until then we are supposed to close on October 1.