Tsk, tsk…
I decided to do my first home improvement project this month, as apposed to home maintenance project, and build a brick patio in my back yard. Sigh…
This is also the month that I go to Wiscon, a feminist science fiction convention. Here is a break down of my balances so far:
Checking Acct 1. $496
Checking Acct 2= $161
Vacation Savings = $750
Total=$1,407
Credit cards
CC1=$1,011
CC2= $331
Hotel= $457
Total=$1,799
Difference=$-392 and I still got a lot of the month left!
The patio totally threw me off. I budgeted $600 and I’ve spent $1,100 and it’s still not finished. Now I know what it feels like to be on Flip That House and to see your budget skyrocket! Sigh…
This is why I (and you should too) have an emergency fund and live below my means. I’m not going to use my efund. I am just going to halt my savings for June so that I won’t have to carry the balance forward. I save around $500 to $800 per month in various savings accounts (cars, vacation, etc.) , which is more than enough to cover my overspending for the month but I need patio furniture for my patio! I know how shallow but it’s a dream of mine to have a nice patio and now that I’ve started, I gotta finish. I know, I know, shame on me but I don’t feel too guilty because I’ll still be able to meet my savings goal by the end of the year ($3,600).
Confession: in July I’m halting my savings to go to
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