In the spirit of fighting procrastination, yesterday I did some spring cleaning of my finances and saved myself $971/year. Go me!
Bills
canceled efax:
$17/month, $204/year
downgraded Netflix:
$13/month $156/year
increased home deductible and coverage:
$7/month, -79/year
increased geico deductible from $500 to $1000 to save:
10/month, $120/year
downgraded cable (They were charging me for $12/month for Cinemax):
$24/month, $288/year
canceled Vongo:
$10/month, $120/yr
savings of $81/month, $972/year
With the extra
Lump Sum
Disputed Let's Talk $150 (to credit card). They charged me $150 for returning their freaking m erchandise
Called AOL for credit for double charging: $77 (to credit card)
Applied for my daycare and health Reimbursement Account: $750 (I'm not officially saving money on this but I usually take forever for these reimbursements)
Requested Credit for Water Bill: $152
Total $1,129.
Where is the $1,129 going? easy. To my Chase Card (Amazon) that I used for rewards. Unfortuntately, I haven't been watching my spending for the last three months so I have a balance that I need to rapidly pay off.
Now where is the $81/month going. I could use it to pay off credit cards also but soemthing is telling me to apply it to my 401k. So let's comprise. $40 to 401k and $40 to savings!
So what reoccuring bills do you have that you need to cancel?
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2 comments:
I've skimmed all of my bills to the bare minimum: no cable, no home phone, no subscriptions, etc. My well is dry.
Can I take the jump. the plunge and do no cable and no netflix???? No home phone. Sigh.... That will be my next step.
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