Today I increased my auto insurance deductible to $1,000 from $500 and saved $120 per year, which is $10 a month. I need to make sure I put it in a savings account. I feel comfortable doing this because I have an A-OK savings account.
I also increased my home coverage from $115,000 to $125,000 and my deductible from $1,000 to $2,000. Which increased my premium from $1,119 to $1,198 which is an increase of $79. (I need to crank up my savings account!)
Totals savings
Auto: +120
Home: -79
Difference: +41
I need to look into having my home and auto under the same company but geico has always been the cheaper company for me.
For more info on whether you should increase your deductibles go to the following sites:
Here and here
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